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Zero Deposit Mortgages
A zero deposit mortgage is a type of home loan that allows you to buy a property without putting down a deposit. These are rare and only available under certain schemes or with strict conditions, but they can help people who cannot save a deposit but can afford monthly repayments.
Who is it for?
- First-time buyers who can afford repayments but have no deposit saved.
- People with strong rental history that shows affordability.
How We Help
- We explain the schemes and lenders that may offer no-deposit mortgages.
- We check your income and credit profile to see if you could qualify.
- We guide you through the process step by step.
Important to Know
- Zero deposit mortgages are not widely available and may come with higher interest rates.
- You may be more at risk of negative equity if house prices fall.
- Your home may be repossessed if you do not keep up repayments on your mortgage.
Contact us
Have questions? We’re here to help.
Speak to a mortgage expert or send us a message — we’ll respond quickly and guide you every step of the way.
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