Mortgages Made Simple
We make applying for a mortgage easy to understand, stress-free, and tailored to you. Whether you’re buying your first home or moving house, we’ll guide you every step of the way.
How It Works
Tell us about you
Your income, savings, and the kind of home you want.
We do the searching
We look across the market to find mortgages that fit your budget.
Clear advice
We explain your options simply, without jargon.
Application support
We handle the paperwork and guide you until you complete
Why choose us?
Simple, clear advice — no jargon.
Qualified advisers who work for you, not the banks.
Wide access to mortgage deals across the market.
Step-by-step support from your first call to completion.
Our Services
Whether you’re a first-time buyer, an investor, or managing a unique financial situation — we find the right mortgage for you and guide you through the process with clarity and care.
First-Time Buyer Mortgages
Start your journey with expert guidance, simple explanations, and tailored mortgage options.
Buy-to-Let Mortgages
Smart lending solutions for landlords and property investors.
Self-Employed Mortgages (1 Year’s Accounts)
Flexible options for business owners, freelancers, and contractors
Zero Deposit Mortgages
Get on the property ladder without a deposit, where eligible.
Adverse Credit Mortgages
Support and solutions for buyers rebuilding their financial profile.
Tier 2 / Foreign National Mortgages
Bespoke mortgage support for visa holders and foreign nationals.
We are Chameleon Finance, an independent mortgage broker authorised and regulated by the Financial Conduct Authority (FCA). Our goal is simple: to make mortgages clear, accessible, and stress-free for everyone.
FAQ
What is a mortgage?
A mortgage is a loan you take out to buy a home. You pay it back monthly, with interest, over an agreed period.
How much can I borrow?
That depends on your income, spending, and deposit. We’ll calculate it with you so you know exactly what’s affordable.
Do I need a deposit?
Yes, usually you’ll need at least 5% of the property price, but you may be eligible for a zero deposit
mortgage. The bigger your deposit, the more options you may have.
How long does it take to get a mortgage?
On average, the process takes 4–8 weeks. We’ll keep things moving and update you along the way.
Do you charge a fee?
We may charge a fee for our advice. Typically this is £499, but it depends on your needs. We’ll always confirm this up front before you proceed.
Contact us
Have questions? We’re here to help.
Speak to a mortgage expert or send us a message — we’ll respond quickly and guide you every step of the way.
