Back to all services
Adverse Credit Mortgages
If you’ve had financial problems in the past, such as missed payments, defaults, or even County Court Judgments (CCJs), you might still be able to get a mortgage. These are sometimes called ‘adverse credit mortgages.’
Who is it for?
- People who have missed credit card, loan, or mortgage payments.
- Borrowers with CCJs, defaults, or debt management plans.
- Anyone turned down for a mortgage before because of their credit history.
How We Help
- We listen to your story — not just your credit score.
- We find lenders who are open to helping customers with past financial issues.
- We explain your options clearly, including any extra costs or deposit requirements.
- We support you step by step, from application to approval.
Important to Know
- Mortgages may be more expensive if you have poor credit.
- You may need a bigger deposit than standard mortgages.
- Rebuilding your credit over time can improve your options.
- Your home may be repossessed if you do not keep up repayments on your mortgage.
Contact us
Have questions? We’re here to help.
Speak to a mortgage expert or send us a message — we’ll respond quickly and guide you every step of the way.
Phone
