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Lending into Retirement / Equity Release
These are mortgages designed for people who are approaching or already in retirement, who may still need a mortgage or want to release equity from their home.
Who is it for?
- People over 55 who want to stay in their home but release money from it.
- Retirees who still need a mortgage when their income comes mainly from pensions.
- Those looking at retirement interest-only or lifetime mortgages.
How We Help
- We explain the options available in clear, simple terms.
- We check your income and retirement plans to see what’s affordable.
- We guide you through specialist lenders who understand later-life borrowing.
Important to Know
- Your home may be repossessed if you do not keep up repayments on your mortgage.
- Some later-life lending products, such as lifetime mortgages, may reduce the value of your estate and affect inheritance.
- We’ll always explain the risks and costs before you make any decision.
Contact us
Have questions? We’re here to help.
Speak to a mortgage expert or send us a message — we’ll respond quickly and guide you every step of the way.
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